A reality of today’s Health Insurance is that most insurance companies do not cover 100% of medical charges. Most patients are responsible for a co-payment or deductible which we ask you to pay at the time of your visit. If your insurance carrier is one with whom we participate, we will bill the carrier directly. If your insurance carrier is one with whom we do not participate, you will be asked for payment in full at the time of your visit. Since we do not want issues of payment to keep you from taking good care of yourself, payment arrangements can be made through the business office when necessary.
Fees billed to your insurance carrier are our usual and customary rates, which are competitive with physicians of the same specialty in our area. Insurance carriers, however, have their own methods of determining standard "allowable" charges which at times are lower. You will be expected to pay your co-pay on the day of service. We accept cash, check, credit and debit cards including Visa and Mastercard. We do not accept Discover or American Express.
A periodic physical is the centerpiece of your overall health care and is generally recommended every one to two years, depending upon your age and health status. Unfortunately, some insurance carriers may NOT pay for the periodic physical portion (uncovered service) of your visit. You are responsible for knowing which services are not covered.
If you schedule a routine physical and after the fact find out you are not covered, you are responsible for the payment. We are always happy to help you understand your coverage or provide medical information if you wish to contest any bill, but for medical/ethical reasons, we can never alter or change a medical record or code to enhance reimbursement.
For the Record
New insurance, new home, new name? We want to know all about it. Each time you schedule an appointment you will be asked for updated information.
Most insurance carriers require that you select a Primary Care physician (PCP).
Referrals take 48-72 hours to process.